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Washington Crypto Laws, Market Moves & Our DC Meetup
Hey love 👋🏽,
It’s the week of July 28th, and what a time to be building wealth both thoughtfully—and joyfully.
Here’s what’s shaking in your money world, plus a sneak peek into moments that fueled my soul this summer.
📉 Market Picks This Week
Bitcoin and crypto are quietly rising—thanks to news of a U.S.–EU trade deal that eased fears and sparked renewed risk appetite. Bitcoin is up ~0.4%, Ether +1.7%, XRP +1%, and Solana +2.2% Barron's.
At the same time, S&P futures and Nasdaq futures are up modestly, signaling cautious optimism.
Analysts are now pointing to crypto-related stocks like MicroStrategy (up ~3.2%), Coinbase (+1.8%), and Robinhood (+2.2%) as liquidity and institutional appetite return Barron's.
🏛 Crypto Laws You Should Know
The GENIUS Act — now federal law — creates the first comprehensive legal framework for U.S. dollar‑pegged stablecoins. It establishes 1:1 reserve rules, audit transparency, consumer protections, and priority recovery for holders during issuer insolvency ABC News+6Reuters+6CBS News+6.
The CLARITY Act passed the House 294–134 and addresses how digital assets are classified—whether as securities or commodities—which could unlock more institutional investment National Law Review+11Ocorian+11Reuters+11.
Regulators released joint guidance clarifying crypto custody expectations for banks, while 40+ states moved on digital wallet and ATM rules—especially involving fraud protections and access limits JD Supra.
These laws bring regulatory clarity and guardrails—a major milestone for crypto adoption.
💸 Money Moves for Q3
1. Stay Opportunistic in Crypto
With trade optimism and legal clarity, selective crypto exposure could make sense—especially leading coins and infrastructure plays.
2. Watch Regulatory Rulings
Stablecoin rules favor stronger issuers; issuers now must back tokens with USD or Treasuries. Keep a closer eye on regulated coins for portfolio safety.
3. Hedge With Traditional Plays
With uncertainty in macro headlines and extended valuations, shift modest capital toward consumer staples, utilities, and high-dividend stocks.
4. Keep Cash on Reserve
Rapid policy or global shifts can create tactical buying opportunities. Capital flexibility remains your friend.
🌟 Real-Life Wealth Moments
This week, I had the joy of hosting a Wealth Demystified meet-up with our DC community—students, dreamers, and wealth builders gathering IRL! Being on the ground, watching people ask real questions and unlock actionable mindset shifts—that’s why I love this work.
And we’re not stopping there: next stops are New York City and Atlanta—more connection, conversation, and face-to-face transformation await.
Check out this short video, my team created from our last DC meeting! I’ll share pictures on my IG soon!
🔍 What I’m Monitoring
Any updates or court rulings around the GENIUS or CLARITY Acts
Ongoing inflation and economic data releases
Crypto custody regulations for banks
Reaction to the U.S.–EU trade deal ripple effects
In short:
Crypto is stabilizing, and new laws are giving the industry breathing room.
Our markets have wiggle room, but earnings and institutional flows are showing resilience.
Stay grounded, stay invested—and lean into experiences that strengthen your money and your legacy.
With pride & purpose,
Dominique