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Jul 11, 2025

Hey friend 👋🏽👋🏽,

We’re officially rolling into the 2nd week of July, and if this year had a

soundtrack, it’d be a remix of market drama, big political moves, and family

fun all at once.

Let’s dive into what’s happening in your money, my money—and why both matter.

The markets came in a little salty this Monday:

Dow down ~422 points on new tariff threats from the US targeting imports from Japan, Korea, and China.
S&P 500 and Nasdaq dipped, though Tesla bucked the trend and popped +1.2% on solid delivery numbers.
Meanwhile, Q1 earnings growth clocked in at ~12.9%, reminding us that real profits are still flowing underneath the headlines.
Gold is glimmering again as investors look for safe havens.

All of this has me leaning a bit more defensive—but not running for the hills.

Over in Washington, the One Big Beautiful Bill passed the Senate 51–50.

Here’s the tea:

Locks in Trump-era tax cuts—a big plus for businesses and higher earners.
Slashes billions from Medicaid and SNAP, sparking fierce debate about who wins and loses.
Could add $3–4 trillion to the deficit over 10 years.
Potential benefits for sectors like defense, manufacturing, and energy

Investors should keep an eye on how this bill shapes up in the House—and how industries could shift in response.

Here’s my plan as we enter Q3:

✅ Trim Risk in Trade-Exposed Names

✅ Ride the Strong Earnings Wave

I’m staying invested in high-conviction names like NVDA. Loop Capital just lifted NVDA’s target to $250, betting big on AI infrastructure growth. And you know I’m here for that.

✅ Go Defensive

I’m adding more consumer staples, dividend stocks, and utilities—my financial comfort food for choppy markets.

✅ Keep Cash on Standby

✅ Don’t Check Out—Stay Engaged

I’m not cashing out of the market. I’m simply being more intentional. Long-term, the path to wealth stays the same: keep building.

My daughters just finished their first camp in Miami, and they thrived. They made new friends, tried new things, and came home radiating joy. Moments like these remind me why financial freedom matters—so we can live life fully.
I just hosted the More Than Money Mastermind in Phoenix, and it was pure magic. There’s nothing like being in a room full of brilliant people sharing, learning, and leveling up together. I left feeling so full and so ready for the next chapter.